Get Income endpoint provides essential income verification data for credit decisioning and underwriting processes. This API analyzes transaction history to produce reliable income insights for a specific borrower identified by their entity_id.The API returns comprehensive income information including categorization by source (salary vs. non-salary), monthly income patterns, and statistical analysis that helps lenders accurately assess an applicant's ability to pay. These insights can be used for:- Verifying user stated income on loan applications- Calculating debt-to-income ratios with precision- Identifying income stability and irregularities- Supporting automated credit decisioning systems- Reducing manual verification workloads in underwritingUse this endpoint to streamline credit underwriting workflows, reduce time-to-decision, and make more informed lending decisions based on verified financial data. You can refer to the detailed guide here.
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