post https://sandbox.sa.leantech.me/insights/v2/income
Get Income endpoint provides essential income verification data for credit decisioning and underwriting processes. This API analyzes transaction history to produce reliable income insights for a specific borrower identified by their entity_id.
The API returns comprehensive income information including categorization by source (salary vs. non-salary), monthly income patterns, and statistical analysis that helps lenders accurately assess an applicant's ability to pay. These insights can be used for:
- Verifying user stated income on loan applications
- Calculating debt-to-income ratios with precision
- Identifying income stability and irregularities
- Supporting automated credit decisioning systems
- Reducing manual verification workloads in underwriting
Use this endpoint to streamline credit underwriting workflows, reduce time-to-decision, and make more informed lending decisions based on verified financial data.
"Only supported for retail accounts"